SECURITY
Welcome to Statewide
Bancorp's web site. This section explains our policy
regarding any personal information you might supply to us
when you visit this site. Our goal is to protect your
information on the Internet in the same way that we protect
it in all the other ways we interact with you: in branches
and on the phone.
You can visit this site
and find out about our products and services, read about our
company, check on career opportunities, get a news update,
or other value-added services without giving us any
information about yourself.
If you do provide
personal information, such as address, e-mail, telephone and
fax numbers, as well as demographic and customer
identification.
We will maintain this
information, as well as your business activities and
transactions, according to our usual strict security and
confidentiality standards.
YOUR PRIVACY
IS OUR CONCERN
We recognize the importance of protecting your personal
information. We collect and retain information about you to
communicate with you, to process your requests for products
and services, and to inform you about other financial
services that may be of interest to you. Except as explained
here in our Privacy Policy, we do not sell nonpublic
personal information about current or former customers, nor
do we share this type of information with anyone other than
our affiliates. The examples in this Privacy Policy are
illustrative only and are not intended to be exclusive.
INFORMATION
WE COLLECT
We collect the following types of public and nonpublic
personal information about you:
Information obtained
from you on applications and other forms, and from other
sources used to process your request for one or more of
our products or services (e.g., your name, address,
employment history, income, credit balances, property
insurance coverage and other representations made by
you).
Information arising
from your transactions with us, our affiliates or others
(e.g., your payment history, account balance and other
transactional information).
Information obtained
from consumer credit-reporting agencies (e.g., your
credit history and creditworthiness).
WHO WE SHARE
YOUR INFORMATION WITH
AND WHY
Except as discussed herein, we will only share nonpublic
personal information about you with nonaffiliated third
parties as permitted by law or with your consent. We may
disclose all of the information we collect, as described
above, to companies that perform marketing services on our
behalf or to other financial institutions with whom we have
joint marketing arrangements.
SHARING INFORMATION
WITH AFFILIATES
We may share information based on our transactions and
experience with you - such as your name, address and payment
history - with our affiliates. By sharing that information,
we can better serve your financial needs and notify you of
financial products and services that might interest you,
such as insurance.
OUR FORMER
CUSTOMERS
We treat information about our former customers in the same
manner as we treat information about our current customers.
CONFIDENTIALITY
AND SECURITY
We restrict access to nonpublic personal information about
you to only those employees who need to know that
information to provide products or services to you. We
maintain physical, electronic and procedural safeguards that
comply with federal standards to guard your nonpublic
personal information against unauthorized access or use.
Maintaining the accuracy
of your information is a shared responsibility. We maintain
the integrity of the information you provide us and will
update your records when you notify us of a change. Please
contact us at the address or phone number listed below when
information concerning you changes.
UPDATES TO
OUR PRIVACY POLICY
As long as you remain a customer, we will provide you with
an annual notice of this policy. We will provide notice of
any revised policy to current customers and those consumers
whose nonpublic personal information we share as described
above. We reserve the right to change this policy at any
time.
OTHER WAYS TO PROTECT YOUR
PRIVACY
Marketing Lists: You can reduce the amount of marketing material and credit applications
you receive via mail, telephone or e-mail by writing the Direct Marketing Association at
the addresses listed below. You must provide your name, address and telephone number with
your request.
Mail Preference Service
c/o Direct Marketing Assn.
P.O. Box 643
Carmel, NY 10512
Telephone
Preference Service
c/o Direct Marketing Assn.
P.O. Box 1559
Carmel, NY 10512
Please note that this contact
information is being provided as a service to you. Statewide Bancorp, Inc. is not
affiliated with any of these services and cannot guarantee their effectiveness.
Because information is an important
part of our business, we understand how important it is to ensure that your personal
information is secure. If you have any questions or comments about our privacy policy,
please send an e-mail to :jrdiaz@swbdirect.com