How FHA Loans Work

At Statewide Bancorp we want to help you understand how a FHA mortgage loan works. In all actuality the Federal Housing Administration (FHA) doesn’t loan any money, they insure it. This means that you’re considered to be a less risky borrower than someone who might not have the backing of the federal government. Our role is to make sure that you qualify for an FHA mortgage and structure our loan to reflect it.

The other pages in the FHA loan center can help you understand more about this unique program. Whether you are trying to determine if you qualify or if you are interested in finding out what kind of documentation you’ll need to ultimately get your loan, our site can provide you the information you are seeking. Additionally we’re more than happy to take your phone calls at 877-669-0777.

An important resource for considering a FHA loan is the official Housing and Urban Development website. There you can find even more answers to questions and learn more about insuring your loan through the Federal Housing Administration.

These materials are not from HUD or FHA and were not approved by HUD or a government agency.

Statewide Bancorp

3190 Shelby Street #A2
Ontario, California 91764

Phone: 877-669-0777

Fax: 877-362-9773

NMLS: 1105497

 

LICENSING

CA Department of Business Oversight, under the Consumer Finance Lenders License. NMLS # 1105497. CA Bureau of Real Estate License # 01939849. For a complete list of states we are licenced in visit: http://www.nmlsconsumeraccess.org

AT STATEWIDE BANCORP

We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs.